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# Pay with Your Amazon Payments Balance on Amazon.com

If you have a balance in your Amazon Payments account, you can use it to make purchases on Amazon.com.

Important: You'll need an active Amazon Payments account with an available balance.
To pay with an Amazon Payments balance:

1. Select the option to use the available balance on your Amazon Payments account during checkout to pay for your order.

   Note: If you already have a default credit card and shipping address set up, just click the "Change" button next to the payment method on the final checkout page to go back to the payment selection page and select the option to use your Amazon Payments balance.

2. Select a credit card to use in addition to your available balance to account for any amount not covered by your balance at the time we ship your order.

   Note: You can also use an Amazon.com gift card along with the Amazon Payments balance to pay for an order on Amazon.com. When your order ships, we'll charge your gift card first, followed by your Amazon Payments balance, and then your credit card (if necessary).

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